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What We Do


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What We Do


 

Coastal Brokers Insurance Services takes a personalized approach to working with you. 

 

What you can expect when working with us:

  1. Responsiveness - We respond to your inquiries and submissions expediently. We understand that prompt service helps you win and retain accounts.
  2. Appropriate Marketing - We know carrier appetites and will work with the right markets that fit your risks.
  3. Competitive Pricing - We understand that price is not always the most important part of your client relationship, but we strive to offer very competitive pricing with high rated, preferred carriers. 
  4. Technology - Our underwriters are provided with state-of-the-art technology to be accessible to you no matter where they are. We also utilize internal management software to track and respond to pending business. We work as a team to back each other up so your requests never go unanswered. 
  5. Ongoing Service - Once you place business with us we continue our responsive and quality service to you and your clients. We have a fully staffed, experienced service team ready to assist. 

We understand that you have options available for your business. Our goal is to ensure that you remain confident in making Coastal Brokers your wholesaler broker of choice. 

 

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Specialties


Specialties


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Construction


Construction


Let us help you with your small artisan contractors to large general contractors.  Whether you need general liability including wraps, professional liability, or property coverage, we can assist.  We have developed our construction book of business over decades with carriers that understand and focus in this niche. After your first submission you will quickly learn why Coastal Brokers are experts in construction. 

 
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Transportation


Transportation


We have been insuring individual truck owners to large trucking fleets for decades.  Trust our experience with your trucking and transportation risks.  We provide quick turnaround through the top markets for this typically harder to place class. 

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Property


Property


Commercial property owners face the risk of financial loss due to numerous exposures.  Their property is often a large part of their net worth and in need proper protection.  Coastal Brokers has the expertise to understand the unique characteristics of each risk and will work closely with you to identify the best solution available for your client no matter how big or small the property. 

Our market reach and market relationships provide:

  • Primary, excess and full limit capacity

  • Underwriting tools to evaluate each risk and exposures

  • CAT exposed and hard‐to‐place risks

  • Admitted & non‐admitted

We have a comprehensive understanding of the local and countrywide insurance marketplace, evolving risk appetites, preferred layer positioning, and financial strength of our markets.

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Product Liability


Product Liability


Don't spin your wheels trying to place tough product liability anywhere else.  Coastal Brokers has developed relationships with the right carriers who can handle just about any product imaginable.  We help you provide the right coverage for your manufacturers at the right price.  

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Garage


Garage


Garage risks can get complicated...  We have been assisting with service shops, body shops, gas stations, dealerships and other garages for many years.  We can help guide you through the application process and get the proper coverage at a competitive price so you can help your clients.  Send us your submission to see what Coastal Brokers can do for your garage risks. 

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Professional


Professional


Professional Liability underwriting requires keen knowledge of coverage, forms, and markets.  Coastal Brokers has been working with expert underwriters of Errors & Omissions, Directors & Officers, Employment Practices and all types of professional liability insurance.  We can help with your small single owner consultants to multi-location national accounts. 

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Excess Liability


Excess Liability


Excess Liability and Umbrellas are becoming more of a necessity for businesses.  Whether for a lease or contract requirement or simply for peace of mind, business owners are adding excess liability to their coverage portfolios.  Coastal Brokers workers with top notch insurance carriers that focus on excess liability and can provide options from one million to multi-million layers. 

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General Liability


General Liability


General Liability can be challenging for retail producers to secure with standard carriers.  Coastal Brokers works with multiple markets that can handle premises liability, restaurant liability and any other general liability exposures you may face.  

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Marine


Marine


Navigating marine risks is another one of our specialties. We can handle charter operations, yacht clubs, marinas and just about any over water commercial risk. Trust Coastal Brokers and our preferred markets for your marine clients.  

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Personal Lines


Personal Lines


Coastal Brokers works several carriers for your unique or hard to place personal insurance needs.  We offer homeowners, auto, secondary residence, fire, earthquake, valuable items, and umbrella insurance.  Our dedicated personal lines team can assist you and quickly produce indications so you can help cover your clients.  Contact us with any questions about your existing or prospective personal insurance needs.